Tools for the rest of the job: read an order's fine print, answer revisions and reconsideration of value requests, decode UCDP and EAD messages, and look up any UAD 3.6 field.
Tools for the rest of the job: read a bank's engagement letter or RFP, answer bank review comments, and run the income math.
Files you add here are read in your browser and never stored by Appraisal IQ, the same as QC.
UAD#### messages are matched instantly to the UAD 3.6 compliance rules (Appendix H-1). Other codes, such as FNM or FRE messages, are explained with the AI.
Math only, from numbers you enter. Nothing is sent anywhere, and nothing here is a value opinion. Results update as you type.
PGI − vacancy & collection loss + other income = EGI; EGI − expenses = NOI
Value = NOI ÷ cap rate. Or enter a sale price to get its implied cap rate.
DCR = NOI ÷ annual debt service. Also the largest loan at a target DCR.
Ro = (LTV × mortgage constant) + ((1 − LTV) × equity dividend rate)
PGIM = price ÷ PGI · EGIM = price ÷ EGI · expense ratio = expenses ÷ EGI
Instant search of every URAR data point: field IDs, definitions, allowed values, when it's required, the UAD 2.6 equivalent and the compliance rules that check it.
Three steps. Your files are read in your browser and never saved.
Under USPAP's Ethics Rule (Confidentiality section), appraisers must:
Before you upload: Confirm that your engagement letter and your client's policies allow using third-party review software. You remain responsible for USPAP compliance. Appraisal IQ supports it but can't certify it.
Answers come only from the guides in the library, with a citation on every rule. Tap a citation to read the passage. If the library doesn't cover it, Appraisal IQ says so instead of guessing.
USPAP Advisory Opinion 41, Use of Technology in an Appraisal or Appraisal Review Assignment (April 23, 2026) explains how USPAP applies when you use tools like Appraisal IQ:
Each answer has a Work file record button. It captures your question, the answer, the sources cited and an AO-41 checklist for you to complete and sign. You can save it as a PDF to your computer or copy it. Appraisal IQ keeps no copy.
Give Appraisal IQ your facts and it drafts report-ready language. It never invents data. If a fact would help, it asks you first, and the draft comes back finished, with nothing left to fill in.
USPAP Advisory Opinion 41, Use of Technology in an Appraisal or Appraisal Review Assignment (April 23, 2026) explains how USPAP applies when you use tools like Appraisal IQ:
After each draft, Work file record captures the commentary type, the facts and documents you gave the tool, the sources used, the final draft and an AO-41 checklist for you to complete and sign. You can save it as a PDF to your computer or copy it. Appraisal IQ keeps no copy.
These are the documents Appraisal IQ answers from. Search them directly here. It's instant and doesn't use the AI.
The commercial library is kept separate from the residential one. Documents marked Coming soon are not loaded yet; questions that need them are answered with "No authoritative source in library."
Not in the library yet: the full USPAP text (the Ethics Rule, several definitions and Advisory Opinions 2, 39, 40 and 41 are included), the Freddie Mac Seller/Servicer Guide, and the VA Lenders Handbook (VA Pamphlet 26-7). VA coverage is limited to the VA Buyer's Guide (2022) and the 2017 Tidewater circular, which was rescinded in 2020. Questions that depend on them are answered with "No authoritative source in library."